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Long-Term Care Insurance Questions

Long-Term Care Insurance Questions

StoryPoint Group
StoryPoint Group | Senior Care Experts
Leaders in Senior Living Services
Long-Term Care Insurance Questions

Long-term care insurance. While this topic is often discussed, the number of people who actually purchase a policy is less than you’d think. This type of insurance, however, can greatly help fund a future move into a senior living community. Check out a few long-term care questions and tips to help you find the right policy for your needs.

Specific Questions to Ask Before Purchasing Long-Term Care

Navigating long-term care insurance can be difficult, especially if it’s your first time browsing potential policies. While only you will know the specific questions you need answered, here are a few to keep in mind when shopping around for long-term care insurance:

How much coverage should I buy?
The amount of coverage will vary depending on your age and the cost of senior living communities in your area. Ask for a recommendation on the specific policy that is best for your needs.

Do you offer sample policies?
While it’s beneficial to have an insurance representative explain their policy options, sample policies allow you to take their information home, where you and a loved one can review all the details.

Are homemaker services included?
Homemaker services include shopping, laundry services and other daily household maintenance assistance. Some policies cover this service, while others do not. Whether you think you’ll want this service or not, it’s important to know if it’s included within your long-term care policy.

Other Long-Term Care Insurance Tips

You’ve asked the questions and (hopefully) gotten some answers, now what? Once you’ve found a few long-term care contenders, consider these tips:
  • Shop Around – Before choosing your long-term care insurance policy, be sure to look at several options. This will help you find the perfect fit for your needs.
  • Consider Your Budget – Look at the premium before choosing a policy and determine if it fits into your current and future budget.
  • Make Sure It’s In Writing – Don’t get caught up in empty promises. Make sure everything you’ve been told is in your policy is defined in writing.

StoryPoint is Happy to Help

Navigate your long-term insurance policy with StoryPoint senior living. We offer a variety of resources, including a complimentary policy review, to help you better understand your options. Schedule a tour of your nearest StoryPoint community to meet with our Community Specialists, or give us a call at 1-844-40-STORY to learn more.

StoryPoint Group

StoryPoint Group | Senior Care Experts

Leaders in Senior Living Services

For more than 40 years, we have been committed to providing our senior living residents with a sense of community and the absolute best experiences they deserve.

Looking For More Information?

Connect with us by phone at 1-844-275-9990 to get answers to your questions, or just to say hello.